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CondoCheck — Warrantability Report

Surfside Palms

Fort Lauderdale, FL · 200 units
Generated July 10, 2026 at 00:25 UTC
Likely Unavailable
100 /100
Risk Score
Fannie/Freddie financing is extremely limited or unavailable for this project. Buyers should contact portfolio lenders directly. Cash offers may be preferred by sellers.

Issues Found (5)

  • Project is on the Fannie Mae CPM Unavailable list
  • Owner-occupancy is 38% — below the 50% Fannie Mae minimum
  • Investor concentration is 58% — exceeds the 35% agency cap
  • Reserve funding is 7% of budget — below the 10% Fannie Mae floor
  • Active special assessment in place — verify amount with lender

Association Signals

Owner-Occupancy
38% ✗ Below 50% minimum
Investor Concentration
58% ✗ Exceeds 35% cap
Reserve Funding
7% ✗ Below 10% floor
CPM Status
Unavailable ✗ Unavailable
Pending Litigation
None ✓ Clear
Master Insurance
Adequate ✓ OK
Special Assessment
Active ~ Verify with lender
Deconversion / Receivership
No ✓ Clear

Data is for informational purposes only. Warrantability status can change at any time based on HOA financials, occupancy changes, or agency rule updates. Always verify eligibility directly with your lender and consult a licensed mortgage professional before making financing decisions.

Source: http://build-a-programmatic-per-condo-p-1052.launchlab.lt/report/11