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CondoCheck — Warrantability Report

Bayview Terrace

Tampa, FL · 130 units
Generated July 09, 2026 at 23:14 UTC
Non-Warrantable
58 /100
Risk Score
This project does not meet agency guidelines. Portfolio or non-QM lenders are required. Buyers should expect higher rates or larger down payment requirements.

Issues Found (4)

  • Project has CPM conditional approval — lender review required
  • Owner-occupancy is 47% — below the 50% Fannie Mae minimum
  • Investor concentration is 48% — exceeds the 35% agency cap
  • Reserve funding is 10% of budget — below the 10% Fannie Mae floor

Association Signals

Owner-Occupancy
47% ✗ Below 50% minimum
Investor Concentration
48% ✗ Exceeds 35% cap
Reserve Funding
10% ✗ Below 10% floor
CPM Status
Conditional ~ Conditional
Pending Litigation
None ✓ Clear
Master Insurance
Adequate ✓ OK
Special Assessment
None ✓ Clear
Deconversion / Receivership
No ✓ Clear

Data is for informational purposes only. Warrantability status can change at any time based on HOA financials, occupancy changes, or agency rule updates. Always verify eligibility directly with your lender and consult a licensed mortgage professional before making financing decisions.

Source: http://build-a-programmatic-per-condo-p-1052.launchlab.lt/report/24